Maximum Earnings For Social Security 2025. The social security administration has announced the 2025 final cola, wage cap, and amount needed to earn. The maximum social security retirement benefit in 2025 will be $5,108 per month, or the equivalent of $61,296 per year.
Even if you don’t qualify for the maximum monthly benefit, you can still increase your payments. The maximum taxable earnings have changed over the years, as shown in the chart below.