Highest Social Security Payment 2025. The maximum social security retirement benefit in 2025 will be $5,108 per month, or the equivalent of $61,296 per year. To receive the highest social security payout, you must retire at 70 and have at least 35 working years, earning at least the maximum income amount for the year.
44 rows we illustrate the calculation of retirement benefits using two examples, labeled case a and case b. Next year, the government will pay out the largest benefits in the.