Are Cd Rates Going Up In 2025. Cd rates are starting to decline. Interest rates on certificates of deposit (cds) are expected to decline in 2025.
Savings and cd interest rates won’t plunge immediately but should gradually decline over the end of 2024 and the course of 2025. Cd rates at nearly two dozen online banks and credit unions continued to drop more steadily in october than the first half of the year.